.bodytext {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #000000; list-style-type: disc}
.subheads { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #000000 ; font-weight: bold}
.headings { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #000000 ; font-weight: bold ; font-style: normal}
.bodytextbullets { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #000000 ; list-style-position: inside; list-style-type: circle; line-height: 16px}
.footer { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #000066; list-style-type: disc }
a:hover {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #000099}
a:hover {  }
.headings2 { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; color: #000000 ; font-weight: bold ; font-style: normal}